Rates from as low as 8.9%
Discover hassle-free car finance and company car finance solutions with Streamline Car Finance.
We understand that a reliable vehicle is essential for your business’s smooth operation and growth. Whether you are a small startup or a well-established enterprise, our business car finance options are designed to meet your unique needs, ensuring you stay on the road to success.
This week’s deal is a brilliant saving on a Mercedes EQA Premium Plus – 2021.
Deal Type: PCP
Monthly Amount: £398
Term Of Contract: 48 months
Deposit: £2,000
This is a brilliant deal on a full-electric Mercedes EQA Premium Plus with a panoramic sunroof, 360-degree camera, and a Burmester surround sound system. If you would like to speak to a member of our team, call 0161 968 3449 or fill in our form using the button below.
Disclaimer: We are a credit broker not a lender. We are authorised and regulated by the Financial Conduct Authority. Registration number: 988683
Tailored Solutions: At Streamline Car Finance, we believe in customisation. We understand every business is unique, and so are its financial requirements. Our team of experts work closely with you to design a business vehicle finance plan that aligns seamlessly with your business goals and budget constraints.
Competitive Rates: We offer competitive interest rates and lowest APR car finance UK that you won’t find anywhere else. We work closely with various lenders to suit all types of vehicles, and business sizes, but our speciality is good credit.
Wide Range of Vehicles: Whether you need a single executive saloon car, a fleet of delivery vans, or specialised vehicles for your business, we have you covered. Our extensive network of lenders and partnerships ensures that you have access to a wide range of vehicles. Check out our Range Rover Finance.
Fast & Efficient Approval Process: We have streamlined our approval process to get you on the road as quickly as possible. Our dedicated team ensures that your business car finance application is processed efficiently.
Fast Application: Complete our simple application form, where you will give details about you, your business and any other financial requirements. You can also apply by giving us a call on 0161 968 3449.
Receive a Quote: Based on your application we will then work with our lenders to find you the best finance deal tailored to your specific business requirements.
Approval: Once you have chosen the plan that suits you best, our efficient approval process will give you the green light.
Drive Away: Once everything is in order, you can drive away with confidence knowing that your business is equipped with reliable and cost-effective vehicles.
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Our network includes some of the most competitive lenders, providing offerings such as business hire purchase. This type of finance option allows you to attain full vehicle ownership at the end of the agreement, provided all payments and any option-to-purchase fees are settled.
Business PCP car finance (Personal Contract Purchase) finance is a flexible and popular financing option for companies looking to acquire vehicles. This financial arrangement allows businesses to use a vehicle without committing to its full purchase price upfront. Towards the end of the term, a balloon payment is due, offering the choice to either make the payment (with refinancing as an option) or return the vehicle. With PCP, a fixed monthly payment is made over an agreed-upon term, typically three to four years.
Alternatively, we also offer the Lease Purchase option, an excellent choice for businesses seeking vehicle ownership without committing to Hire Purchase payments. Similar to a PCP agreement, monthly payments are made, but a non-negotiable balloon payment is required at the end, whether refinanced or paid outright. This arrangement proves advantageous, especially if the vehicle is sold before the agreement concludes, as the financing is already settled.
Cash Flow Management: Spread the cost of vehicles over time, keeping capital free for other business investments.
Tax Advantages: Depending on your agreement type, monthly payments and running costs may be offset against taxable profits. Also, not paid from taxed personal income.
Flexibility: Choose from a range of finance types (PCP, Hire Purchase, Lease Purchase) to suit your business goals. Whether you intend to own the car or hand it back.
Access to Newer Vehicles: Keep your team in reliable, efficient vehicles without the large upfront purchase costs.
Scalability: Easily expand or refresh your fleet as your business grows.
Lenders may ask for company details, proof of trading, bank statements, accounts and information about the directors. The exact documents required will depend on the lender, the age of the business and the amount being financed.
Yes. Start-ups and recently formed companies can apply, although the available options may be more limited without an established trading history. A lender may request a larger deposit or a personal guarantee from a director.
Some lenders may request a personal guarantee, particularly when the company is new, has limited accounts or does not have a strong credit history. This means the director may become personally responsible for the outstanding balance if the company cannot make the payments.
Yes. Finance can be arranged for both new and used vehicles, subject to the lender’s criteria. The age, mileage, condition and value of the car may affect the available agreement length and interest rate.
Most agreements can be settled early by requesting a settlement figure from the lender. The amount will depend on the outstanding balance and the terms of the agreement, and early repayment charges may apply.
