Rates from as low as 8.9%

Asset Finance

Streamline Car Finance is one of the UK’s leading providers of asset finance for organisations and private clients looking to spread the cost of large purchases. Our experienced team of finance experts provide advice, guidance and tailored asset finance options that work for you.

What Purchases Can Be Funded Through Asset Finance?

For businesses, we provide asset finance for many different capital purchases:

  • Farm Machinery
  • HGVs
  • Medical Equipment
  • Cranes
  • Excavators
  • Mining and Moving Equipment
  • Commercial Vehicles

Our private clients use asset finance to fund a variety of purchases:

  • Luxury Vehicles
  • Classic Cars
  • Motorhomes
  • Boats
  • Private Jets

Why Trust Streamline With Your Asset Finance Needs?

“Couldn’t recommend these guys enough” – Daniel

With hundreds of satisfied clients, we have in-depth knowledge of the asset finance industry. We can secure deals from a wide portfolio of lenders to get a great deal. Our experience gives us the confidence and contacts to provide competitive quotes for just about any investment. Our clients come back to us time after time for many reasons:

  • An extensive portfolio of lenders
  • Competitive rates
  • A commitment to try and secure asset finance for any purchase
  • Excellent customer satisfaction, including 5-star Google ratings

What Are The Benefits Of Asset Finance

Many businesses and individuals want access to the vehicles or equipment they need without putting pressure on cash flow. Instead of paying the full cost upfront, funding solutions allow you to spread payments into manageable monthly instalments. This makes it easier to invest in essential tools, whether for work or personal use.

Keep Cash Flow Free While Growing Your Business

Buying vehicles or equipment outright can put real pressure on cash flow. By spreading costs over time, you keep working capital free for other priorities such as staff, marketing, or technology. This is why so many businesses turn to tailored finance solutions when they need to balance growth with stability.

Practical advantages include:

  • Preserve cash flow – Spread the cost into manageable payments.
  • Tax efficiency – In some cases, repayments may be treated as allowable business expenses.
  • Access to better equipment – Funding allows you to secure newer, more reliable assets.
  • Repayments that fit – Plans can align with your revenue cycles, making budgeting easier.
  • Future flexibility – Maintain financial breathing room while securing what you need today.

For individuals, the benefits are equally clear. Finance gives you the chance to access newer, safer, and more efficient vehicles without having to save for years. This is particularly appealing if you are looking at specialist funding, such as tractor finance to keep your farm running smoothly.

Choosing the Right Path to Ownership

We believe funding should be clear and accessible. That is why we offer a variety of choices
to suit different needs. With the support of your dedicated account manager, you can
compare options and select the structure that works best for you.

Here are the most common types of agreements:

  1. Hire Purchase (HP)
    Fixed monthly instalments with ownership at the end. Straightforward and predictable.
  2. Lease Purchase
    Lower monthly payments with a larger final sum at the end of the agreement.
  3. Finance Lease
    Designed for businesses. You pay to use the asset and may have the option to sell it on at the end, sharing in the proceeds.
  4. Personal Contract Purchase (PCP)
    Lower monthly costs with flexibility at the end: keep, return, or upgrade the vehicle.

Whichever option you choose, our role is to make the process simple and transparent. We explain each step, outline the costs, and guide you so there are no surprises. For customers interested in eco-friendly vehicles, we also support tailored products such as EV car finance, making sustainability more accessible.

Finance That Fits Your Goals

Every customer has different goals, which is why flexibility is central to our service. With Streamline Car Finance you can expect:

  • Tailored terms – Repayments designed to fit your budget and cash flow.
  • Competitive rates – Access to a wide panel of lenders.
  • Clear conditions – No hidden charges or jargon.
  • Dedicated support – Guidance from application to agreement.

We also understand that circumstances can change. That is why we work with you to make sure your plan stays practical, whether you are expanding a fleet, upgrading equipment, or exploring leisure purchases like campervan finance for more freedom on the road.

Start Your Finance Journey Today

Investing in new vehicles or machinery should never hold you back. With the right funding in place, you can secure what you need today and keep your finances balanced for tomorrow.

At Streamline Car Finance, our mission is to make the process transparent, supportive, and stress-free. Whether you are considering tractor finance for your farm, motorhome finance for family adventures, or EV car finance to support a greener future, we are here to guide you every step of the way.

Take the first step today. Apply now or speak to one of our specialists to explore your asset
finance options. Call 07746696156 or fill out our online contact form.

To get a quote apply here, for any questions or further information please call 0161 968 3449
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