How does PCP differ from Business Contract Hire?

Unlike Business Contract Hire, PCP allows you to own the vehicle at the end of the term by paying a final balloon payment, offering greater flexibility for businesses that may want to retain the vehicle.

Can small businesses use PCP?

Yes, PCP is available to sole traders, limited companies, and partnerships, making it an accessible option for small and growing businesses.

PCP For Business - Streamline Car Finance

Looking for a smarter, more flexible way to drive the right image for your business? Whether you’re a sole trader, growing team or established brand, PCP for Business gives you access to the latest cars and commercial vehicles, all without tying up valuable cash. From executive saloons and head-turning Electric Vehicles to rugged 4x4s and premium vans, we help businesses drive in style while keeping their finances lean. At Streamline Car Finance, we make the process simple, fast and tailored to your needs.

What is PCP for Business?

PCP stands for Personal Contract Purchase. While it’s usually associated with individual buyers, more and more businesses are seeing the benefits of using PCP as a practical solution for company vehicles. PCP for Business allows you to drive a new or nearly new vehicle for a fixed monthly cost over a set term. At the end of the agreement, you’ve got three clear options:

Pay the final balloon payment and keep the vehicle or even refinance the balloon payment, if you don’t have the cash
Hand it back and walk away
Trade it in for a new agreement

It’s the perfect setup if your business prefers newer vehicles and wants to keep options open.

Why Businesses are Choosing PCP

Running a business means managing costs, reducing hassle and keeping things moving. PCP for Business ticks all these boxes.

Lower monthly payments than traditional Hire Purchase means more cash flow for other areas of your business.
Vehicle choice is huge. Whether you’re looking for practical vans, executive cars or something a bit more unique like a VW campervan, PCP can get you on the road without a large upfront payment.
Tax advantages may apply depending on how you use your vehicle. It’s worth speaking to your accountant about this.

And when it comes to upgrading, it’s quick and easy. Simply swap and go with a new PCP deal.

We’re Not Your Typical Broker

We’re not just here to sell you a finance plan. We take time to understand what you and your business really need. With years of experience in the industry, we know how to find the best deals and vehicles to fit all kinds of business needs.

So if you’re interested in company car finance we’ve got the right contacts, the right lenders and the right advice.

Options for Every Business and Every Ambition

Whether you’re building your brand, running a mobile business, or keeping your team on the road, we’ve got the right PCP options to help you do it in style. From the latest EVs to premium SUVs and specialist vehicles, we cover it all. Here’s just a glimpse of what we can help you finance:

Electric Car PCP and EV Car Finance for businesses looking to go green and reduce running costs
Campervan finance for mobile businesses, rentals or adventurous entrepreneurs
Motorhome finance for companies in the tourism and travel sectors
Range Rover finance for businesses that need style, comfort and performance in every mile
Business Vehicle Finance solutions for single vehicles or small fleets

No matter your industry or location, we’ve got a finance solution to suit.

Why Choose Streamline Car Finance?

There are a lot of finance providers out there, but here’s why more and more businesses are choosing us:

Personalised Service: We don’t believe in a one-size-fits-all approach. Whether you’re a start-up or an established company, we listen first, then recommend what works for you.
Access to a Wide Network of Lenders: We work with a panel of trusted finance providers to give you competitive rates and flexible terms. You get more choices and better deals without the legwork.
Transparent Advice: No jargon. No surprises. Just honest advice you can understand and trust.
Specialist Knowledge: We understand the ins and outs of PCP, especially when it comes to business use. We can explain how to get the most value from your agreement and avoid common pitfalls.
Local Expertise, National Reach: While we love working with local businesses in Manchester, Sale and Liverpool, our service extends across the UK. So whether you need PCP car finance for your team in Glasgow or a fleet of vans in Bristol, we’re ready to help.

Deal Of The Week

This week’s deal is a brilliant saving on a Mercedes EQA – 2021.

Deal Type: PCP

Monthly Amount: £326

Term Of Contract: 48 months

Deposit: £1,000

This is a brilliant deal on a full-electric Mercedes-Benz EQA AMG line, with sat nav and camera. If you would like to speak to a member of our team, call 0161 968 3449 or fill in our form using the button below.

Disclaimer: We are a credit broker not a lender. We are authorised and regulated by the Financial Conduct Authority. Registration number: 988683

Apply Now

Start Your Journey Today

Getting started with PCP for Business is fast, flexible, and fully tailored to you. Whether you’re upgrading your company car, financing a full fleet, or exploring electric vehicle options, we make the process simple, with no jargon and no pressure.

We help you choose the right vehicle
We secure the best PCP deal for your business
We handle the paperwork, so you can stay focused on what you do best

New to PCP? No problem. We’ll explain everything and guide you at your pace, so you can make the right decision with confidence.

Businesses have to be trading for a minimum of 2 years to be able to get Business Finance, reach out to our expert advisors and we will see if your businesses qualifies for this.

Let’s get started

Call us today: 0161 968 3445 or 07746 696156

Email: info@streamlinecarfinance.co.uk

Or request your free, no-obligation quote online.