Finding the right tractor finance can feel complicated. Whether you need a powerful machine for your business or a reliable model for personal use, we can help you get the tractor you want with finance that fits your budget.
We are a specialist vehicle finance broker, connecting individuals and businesses with lenders who understand the agricultural and commercial market. With low upfront costs and affordable monthly payments, our finance options are designed to get you into your next tractor quickly and without stress.
Flexible Tractor Finance to Suit Your Needs
We offer two of the most popular types of vehicle finance in the UK: Personal Contract Purchase (PCP) and Business Hire Purchase (Business HP). These are available for both personal and business use.
PCP Finance for Tractors
This option is ideal if you want lower monthly payments and the flexibility to choose what happens at the end of the agreement. At the end of your term, you can either pay the final balloon payment to own the tractor, hand it back, or part exchange for a newer model. This makes it a popular choice for businesses looking to update their equipment regularly or for individuals seeking affordability without a long-term commitment.
HP Finance for Tractors
Hire Purchase is a straightforward path to ownership. You pay a deposit, followed by fixed monthly instalments. Once the final payment is made, the tractor is yours. This is a great choice if you are certain about the tractor you want and plan to keep it long-term. It is also often the preferred choice for agricultural businesses that require full ownership for asset management purposes.
Popular Tractors Available on Finance
From compact utility models to high-performance machines designed for heavy workloads, we help you finance a wide range of tractors from leading brands such as:
- John Deere
- Massey Ferguson
- New Holland
- Kubota
These modern machines come with advanced features including automatic transmission, GPS guidance systems, and climate-controlled cabins. Whether you are managing land, working in construction, or running a commercial farm, we can help you find and finance a tractor that does the job. If your business needs to finance other types of farm or commercial equipment, explore our Asset Finance options.
Why Choose Us for Tractor Finance?
We understand the vehicle finance market inside out. Our team has years of experience helping people and businesses secure the vehicles they need quickly and affordably.
Tailored Finance
We work with a wide panel of lenders, which means we can offer competitive finance rates. Even if you are a startup, there maybe a possibility of you getting finance, however this would require a specific criteria, followed by a personal guarantee.
Fast and Easy Online Application
Applying for tractor finance is straightforward. Our online form takes just a few minutes to complete. Once submitted, our finance experts will review your application and send you a personalised quote. You will not be kept waiting. We move quickly so you can get your tractor and get on with the job.
No Hidden Fees
We are upfront about all costs from the beginning. There are no hidden charges and no unexpected add-ons. What you see is exactly what you get. We believe in clear, honest finance.
Personalised Consultation
Every customer is different. That is why we offer one-to-one support throughout the process. Whether you are self-employed, running a growing operation, or looking for business car finance alongside your tractor, our team will guide you every step of the way.
PCP For Business
PCP for Business is one of the most popular options we offer to commercial customers. This finance structure allows you to manage cash flow effectively while keeping your fleet or equipment up to date. It is a simple way to access high-value assets without a large upfront cost.
We regularly support companies across farming, landscaping, and construction with PCP for Business. By spreading the cost over time, you can preserve working capital for other areas of your business. You also benefit from predictable monthly payments, flexible end-of-term options, and the freedom to upgrade when needed.If you already use company car finance or business car finance, adding a tractor through our finance plans can be just as straightforward. We provide the same level of service and choice, ensuring your finance fits your operational needs.
Tractor Finance for Individuals
We also help individuals secure tractors for private use. Whether you are maintaining land, working on a personal project, or adding a prestige machine to your collection, our team will help you find the right model and the right finance to go with it. Our lenders offer flexible terms with low deposits and fixed monthly payments to suit your lifestyle.
Apply Today
Start your application today and get a decision quickly. Our team will walk you through the process and help you find a competitive deal tailored to your needs.
Apply now or contact us today for your free consultation.
Let’s get started
Call us today: 0161 968 3445 or 07746 696156
Email: info@streamlinecarfinance.co.uk Or request your free, no-obligation quote online.